I suppose another contributing factor is the overall longevity of my family (three grandparents living past ninety) - if I go from that, I'm not even halfway through my expected lifespan, and to be honest there's more to worry about from life than there is from death (if I die young, at least I don't have to worry about a poverty-stricken old age and eventually dying destitute in a ditch somewhere).
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I suppose another contributing factor is the overall longevity of my family (three grandparents living past ninety) - if I go from that, I'm not even halfway through my expected lifespan, and to be honest there's more to worry about from life than there is from death (if I die young, at least I don't have to worry about a poverty-stricken old age and eventually dying destitute in a ditch somewhere).